IRA and 401(K) Guidance

Turn Your Retirement Savings into Lasting, Lifetime Income
A IRA/401(k) is one of the most powerful tools for building retirement savings—but saving is only half the equation. The real challenge begins when it’s time to turn those savings into secure, predictable income for life.

You’ve contributed to your 401(k) or IRA for years, and it will likely be a cornerstone of your retirement income. But as you approach retirement, the stakes get higher—and so do the risks.

What many people don’t realize is that a IRA/401(k) remains fully exposed to market volatility. A market downturn close to retirement can have a devastating impact on your account value—and on your ability to retire with confidence. That’s why this is the ideal time to start de-risking your retirement portfolio and focusing on strategies that protect what you’ve worked so hard to build.

You might be asking:

• How do I turn my 401(k) into steady retirement income?
• Should I consolidate multiple 401(k)s or IRAs?
• What happens to old retirement accounts from past employers?
• Am I making the most of my Roth accounts and tax planning strategies?
• How can I safeguard my retirement savings from market losses?

At Wealth Integrity Partners, we help you answer these questions and take action with confidence. One of our most valuable solutions is the ability to turn your 401(k) into a private pension—a secure, guaranteed lifetime income stream that provides financial peace of mind, no matter how the market performs.

Our experienced professionals will assess your full financial picture and craft a personalized plan designed to:

• Preserve and protect your retirement savings
• Consolidate and simplify your accounts
• Minimize taxes through smart Roth conversion and distribution strategies
• Reduce exposure to market risk as you near retirement
• Create a predictable, lifetime income stream you can’t outlive

You’ve worked a lifetime to save for retirement—now it’s time to protect those savings and ensure they last. Let Wealth Integrity Partners help you transition from saving to living with a plan built on security, strategy, and confidence.